Rental Loans

Long Term Rentals

Up To 80% LTC

Financing Criteria

  • Collateral – SFR (1-4 units), includes townhomes
  • Collateral – Multifamily (5+ Units) and Mixed Use
  • Portfolio – 2+ Property Portfolios / SFR 1-4 Unit Assets/li>
  • Leverage – 1-4 Units: 80% Max LTV / Purchase / Rate & Term / Cash Out
    Multi (5+) and Mixed Use: 80% Max LTV Purchase /Rate & Term; 75% Cashout
  • Term – 15 & 30 Years, Fixed Rate / 5/1 7/1 ARM / 10yr Interest-Only
  • Experience – First Timers OK
  • Loan Amount – $50k – $5M (Higher Case by Case)
  • FICO – 620 Minimum (Lower Case by Case)
  • Rate – Starts at 3.49% (buydown)
  • DSCR – No Minimum Required
  • Income – No Taxes / No Employment / No Insurance Required
  • Prepayment – 0 to 5 years
  • Foreign Nationals – Ok

The Quick Fast Experience

We offer exceptional customer service throughout the process

We handle all processes are handled in house – from start to finish

We have a number of term and structure options to get you the best fit for your scenario

Until we bring back our line of credit, we no restrictions to the number of loans that you can apply to receive

We utilize a expedited underwriting

You will only pay interest only on what you draw, not on unused funds

Everybody Else

They provide the “customer experience” through lip service but fails to deliver when it matters

They will outsources aspects of the loan (such as construction management and servicing) requiring you to deal with multiple vendors who they cannot control

They have limited loan programs and product options

They ALWAYS require multiple re-underwriting and request the same documents over and over

They either never sign off or take forever to sign off on a project

They are slow to release draws

They charge interest on unused funds